Equal Housing Opportunity

Our Policy

All real estate advertised herein is subject to the federal Fair Housing Act, which makes it illegal to advertise "any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make such preference, limitation or discrimination."


We will not knowingly accept or permit any advertisement for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.



The Law

When it comes to buying, selling or leasing a home, several state and federal laws were enacted to ensure the equal opportunity in housing for all people.

The Civil Rights Act of 1966 prohibits all racial discrimination in the sale or rental of property. Moreover, the Fair Housing Act declares a national policy of fair housing throughout the United States, making illegal any discrimination in the sale, lease or rental of housing, or making housing otherwise unavailable, because of race, color, religion, sex, handicap, familial status, or national origin.

Other laws also impact the purchase, sale or lease of a home. Title III of the Americans with Disabilities Act prohibits discrimination against persons with disabilities in places of public accommodations and commercial facilities. The Equal Credit Opportunity Act makes discrimination unlawful with respect to any aspect of a credit application on the basis of race, color, religion, national origin, sex, marital status, age or because all or part of the applicant’s income derives from any public assistance program.

In addition, state and local laws often provide broader coverage and prohibit discrimination based on additional classes not covered by federal law.

As a home seller or landlord you have a responsibility and a requirement under the law not to discriminate in the sale, rental and financing of property on the basis of race, color, religion, sex, handicap, familial status, or national origin. You cannot instruct the licensed broker or salesperson acting as your agent to convey for you any limitations in the sale or rental because the real estate professional is bound by law not to discriminate. Agents in a real estate transaction also are prohibited by law from discriminating on the basis of race, color, religion, sex, handicap, familial status, or national origin. They are prohibited from complying with a request from the home seller or landlord to act in a discriminatory manner in the sale, lease or rental. Moreover, a home seller or landlord cannot establish discriminatory terms or conditions in the purchase or rental, deny that housing is available, or advertise that the property is available only to persons of a certain race, color, religion, sex, handicap, familial status, or national original.

As someone seeking to purchase a home, you have the right to expect that housing will be available to you without discrimination or other limitations based on race, color, religion, sex, handicap, familial status, or national origin. This includes the right to expect equal professional service, the opportunity to consider a broad range of housing choices, no discriminatory limitations on communities or locations of housing, no discrimination in the financing, appraising, or insuring of housing, reasonable accommodations in rules, practices and procedures for persons with disabilities, and to be free from harassment or intimidation for exercising your fair housing rights.

If You Suspect Discrimination

Despite our zero tolerance policy, much of the information regarding real estate and related matters in this Web Site is provided by third parties or via hyperlink to third party sites. As such, there may be an instance of potential discrimination by these third parties that we are not yet aware of. If you suspect discrimination by one of these sites, please contact our staff.

Complaints alleging discrimination in housing may be filed with the nearest office of the United States Department of Housing and Urban Development (HUD), or by calling HUD’s toll free number, 1-800-699-9777 (voice), or 1-800-543-8294 (TDD).

You can contact HUD on the internet at https://www.hud.gov



Livin' Right Real Estate

102 Buck Drive

Fort Walton Beach, FL 32548

Kersten: (251) 455-8177

Office: (850) 426-4136



Email: Kersten@livinrightrealestate.com

Kersten: (251) 455-8177

Office: (850) 426-4136


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Kersten Bowman is an independent contractor sales associate of Livin' RIght Real Estate and is not an employee of Livin' Right Real Estate. Livin' Right Real Estate is a licensed real estate broker located at 102 Buck Drive, Fort Walton Beach, FL 32548 and  is independently owned and operated. All content on this website has been compiled from reliable sources and is intended for informational purposes only. Though information is believed to be correct, it is presented subject to errors, omissions, changes or withdrawal without notice. This is not intended to solicit property already listed. All dimensions provided are approximate. To obtain exact dimensions, Livin' Right Real Estate advises you to hire a qualified architect or engineer.


Both Kersten Bowman and Livin' Right Real Estate recognize and abide by Federal Fair Housing Laws and Anti-Discrimination. View our Equal Housing Opportunity page.

By submitting a query or otherwise reviewing the information on this website concerning real property listings, you agree you will not access the Data through automated or high-volume means and you will not harvest or otherwise copy the Data except pursuant to your personal noncommercial use of the Data solely to identify real property listings that you may be interested in investigating further.



IDX information is provided exclusively for consumer's personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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